Susanna Frohman, San Jose Mercury News / KRT Get a Payday Loan
If you're responsible with your money and know that you're facing less than two weeks of a cash shortfall, borrowing $300 today in return for repaying $345 in two weeks may be a good idea. If you're the sort of person who has a continual spending or money management problem, this is the dumbest thing you could possibly do.
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